Liquidfi logoLiquidfi

Your keys. Your coins. Right on your phone.

Liquidfi is a self-custody wallet for Stellar and the XRP Ledger. Buy crypto with a card, swap in one step, and trade on Stellar's built-in exchange. Your keys never leave your device.

Non-custodialNo sign-upStellar + XRP LedgerBuy with card via Stripe
Liquidfi wallet screen showing XLM and USDC balances
Liquidfi trade screen with live order book

Everything in one wallet

Built for people who want to hold and trade their own crypto, without handing it to an exchange.

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Buy with card or Google Pay

Buy XLM or USDC through Stripe. The coins go straight to your own wallet, not to an exchange account.

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Swap in one step

Swap between XLM, USDC, EURC and more at the best route across Stellar's order book and AMM pools. If the price moves too far, nothing trades.

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Trade with a live order book

Market and limit orders on any pair, with live bids, asks and last sales. Stop orders on XLM/USDC.

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Cancel All in one tap

Cancel every open order on every wallet on your phone at once.

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Close a wallet

Move everything out of a wallet you no longer need and get back the XLM reserve it locks.

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Stellar and XRP Ledger

Hold, send and receive on both networks, backed up by one 24-word recovery phrase.

Your money stays yours

Liquidfi is software. It never holds your funds.

  • Keys stay on your phone. They are created on your device and encrypted with your PIN. We never see, store or recover them.
  • Standard recovery phrase. Your 24 words also work in other Stellar wallets, so you are never locked in.
  • No account, no sign-up. No email or password to create. Card purchases are handled by Stripe, with its own identity check.
  • You approve every transaction. Each one shows exactly what will happen before you confirm.
Liquidfi swap screen

Simple, low fees

Always shown before you confirm.

Swaps, market orders and stop orders0.25%
Limit ordersFree
Sending and receivingFree (network fee only)
Stellar network feeFractions of a cent
Buying with a cardStripe's fee, shown before you pay

Get started in minutes

Works in your phone's browser. Add it to your home screen like an app.

  1. Open LiquidfiOpen the wallet on your phone and choose a PIN.
  2. Create a walletWrite down your 24-word recovery phrase and keep it safe.
  3. Add fundsBuy XLM with a card, or send from another wallet or exchange.
  4. Swap and tradeSwap, place orders, and send, all from your own wallet.

Questions

Need more help? Email support@liquidfi.com.

Is Liquidfi a bank or an exchange?

No. Liquidfi is self-custody wallet software. It does not hold customer funds, take deposits or match trades. Trades happen on the public Stellar and XRP Ledger networks, directly from your own wallet.

What if I lose my phone?

Install Liquidfi on a new device and restore your wallets with your 24-word recovery phrase. Without the phrase, nobody, including us, can recover your funds.

Who handles card purchases?

Stripe. When you buy crypto, you check out on Stripe's secure page, and the coins are delivered straight to your Liquidfi wallet. Stripe handles payment, identity checks and any refunds.

Where is Liquidfi available?

The wallet works anywhere it is legal to use. Buying with a card depends on Stripe's coverage, which currently includes most U.S. states.

Does Liquidfi cost anything?

The app is free. Swaps, market orders and stop orders carry a 0.25% fee. Limit orders are free.